Insurance & Costs
Make sense of coverage before the bills arrive
Your plan details stay on this device. Nothing here is confirmed by your insurer, and every number is labelled with where it came from.

Connect My Insurance
Which insurers offer a patient-authorized connection, and why NuDavid cannot use one yet.
OpenUnderstand My Coverage
Enter your plan once: deductible, out-of-pocket limit, copays, referral and prior-auth rules.
OpenCheck Doctor Networks
How to confirm a doctor and a facility are in network, with the exact questions to ask.
OpenTreatment Cost Estimates
A transparent calculator that applies your own plan numbers to an amount you enter.
OpenFinancial Assistance
Government, hospital and nonprofit programs, filterable by income, coverage and need.
OpenClaims & Prior Authorization
Plain-language guides to EOBs, prior auth, denials, appeals and trial coverage.
OpenNuDavid never asks for your insurer password, never logs in to your insurer for you, and does not guarantee coverage, network status or costs. Participation, medical necessity, authorization and your final bill can only be confirmed by your insurer and the provider.